Best Internet Banking?

**jstar** · 24-09-12, 16:52

Originally Posted by Ren88

We use CIMB Niaga because you can book&pay Air Asia flights but also a lot other useful things like pulsa listrik, mobile and other "prepaid" options.

Same with Mandiri and klikBCA; providers like First Media, Aetra Air, PLN, and even companies like Garuda and Lion have automated payment links.

**Index** · 27-09-12, 00:38

I vote for KlikBca, I use two account Rupiah and USD

**Ren88** · 27-09-12, 10:33

Oh and another positive thing with CIMB Niaga here in Bali is, there are never many customers in the Bank, when I see Mandiri or BCA you can wait easily 30min+
But when I used to transfer money from a swiss bank to Niaga then I got very bad exchange rates :/ so I just use it for transfers inside Indonesia.

**Rusty R.** · 08-10-12, 10:54

Citibank works well.

**Anglian** · 08-10-12, 12:28

I believe with KlikBCA, you cannot transfer money if you are out of the country, not 100% sure, but you should check, a colleague of mine came unstuck trying to transfer money whilst abroad

**tonymontana** · 10-10-12, 14:19

I'll agree with most who are advocating BCA.

I will also say that the online capabilities of Sinarmas bank are... lacking!

**Banana72** · 15-10-12, 00:47

Originally Posted by Anglian

I believe with KlikBCA, you cannot transfer money if you are out of the country, not 100% sure, but you should check, a colleague of mine came unstuck trying to transfer money whilst abroad

Tried it with that blue electronic thing they gave me (when I went to the US). I couldn't finish the transfer that I needed...so yes, you can't transfer money using klikbca when you're overseas.

**jstar** · 22-10-12, 18:32

Originally Posted by Anglian

I believe with KlikBCA, you cannot transfer money if you are out of the country, not 100% sure, but you should check, a colleague of mine came unstuck trying to transfer money whilst abroad

Originally Posted by Banana72

Tried it with that blue electronic thing they gave me (when I went to the US). I couldn't finish the transfer that I needed...so yes, you can't transfer money using klikbca when you're overseas.

Come on, think about it: The only thing the blue digipass does, is generate a code which is tested again by the software to see if it's really you. Has nothing to do with location, does not make any connection whatsoever...

**ricky_id** · 22-10-12, 18:35

Originally Posted by Banana72

Tried it with that blue electronic thing they gave me (when I went to the US). I couldn't finish the transfer that I needed...so yes, you can't transfer money using klikbca when you're overseas.

Great, now I'm wondering if I can maintain my Indonesian prepaid cellphone number of 9 years on my own i.e. reloading the credit overseas before the deadline.

**waarmstrong** · 22-10-12, 19:25

Originally Posted by Banana72

Tried it with that blue electronic thing they gave me (when I went to the US). I couldn't finish the transfer that I needed...so yes, you can't transfer money using klikbca when you're overseas.

With Mandiri Internet banking while traveling in the USA this summer, I was able to do all the things I do on-line in Jakarta -- pay bills, transfer money, etc.